Premier Valley Bank Launches New Home Improvement Loan for Low and Moderate Income Consumers

Premier Valley Bank continues to support the community with affordable, low-rate consumer loans as some national banks pull out of consumer lending

FRESNO, Calif., July 29, 2021 (GLOBE NEWSWIRE) – Premier Valley Bank, powered by HTLF (Heartland Financial USA, Inc. – NASDAQ: HTLF), introduced its new home improvement loan to help low to moderate income consumers access of borrowers to much-needed credit.

“We are proud to launch this new loan product to help the communities we serve,” said Lo B. Nestman, President and CEO of Premier Valley Bank. “We are committed to meeting the needs of our customers by providing access to those who need it most.”

The new Renovation Loan is guaranteed by the principal residence of the borrower. The loan is for 60 months for amounts of $ 5,001 to $ 14,999.

This new product is part of a larger initiative by Premier Valley Bank and HTLF to help consumers in need of credit. the Forbes Best Bank significantly increased consumer lending in 2021 thanks to the following:

  • Create a new popular Buy Local loan that offers credit of up to $ 5,000 for unforeseen expenses or to complete your next project while shopping local to support your favorite small businesses

  • Launch of a new HELOC promotion in January 2021

  • New special offer on home equity installment loans launched in January 2021

Premier Valley Bank’s move to increase consumer lending comes at a time when some large national “billionaire banks” have announced that they are halting lending, including no longer offering HELOCs to new loan applicants or by terminating their personal line of credit.

“HTLF is a consortium of community banks in 12 states. We have the size and strength of a larger regional bank, but operate with local leadership and decision-making. This allows us to deliver products and services that our customers and communities need, ”said Kevin Karrels, EVP, Head of Retail Banking.

About Premier Valley Bank
Premier Valley Bank, a subsidiary of HTLF (NASDAQ: HTLF), is a community bank with assets of over $ 1.2 billion. Premier Valley Bank offers a full range of commercial and personal banking services in several locations ranging from the Sierras to the coast. For more information, visit or call 877.280.1863. Premier Valley Bank is a member of the FDIC and an equal funder.

About HTLF
Heartland Financial USA, Inc., operating under the HTLF brand, is a financial services company with assets of $ 18.37 billion. HTLF has banks serving communities in Arizona, California, Colorado, Minnesota, Iowa, Kansas, Minnesota, Missouri, Montana, New Mexico, Texas, and Minnesota. HTLF is dedicated to its core business activity, supported by a strong retail business, and provides a diverse range of financial services including cash management, residential mortgages, wealth management, investing and financial services. assurance. Further information is available at

Nicolas lerma
Assistant Vice-President, Marketing Specialist
[email protected]

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